Preface

Resource-based cities have sprung up due to large-scale resource development, which has made outstanding contributions to the development of industrialization and urbanization in China. Due to the unbalanced distribution of resources, coupled with the rapid speed of urban construction and large land occupation, the land use mode of resource-based cities is generally extensive and inefficient, which is not conducive to the sustainable use of land resources and the long-term development of cities. In recent years, many resource-based cities are facing the problems of resource exhaustion, the decline of traditional pillar industries and the gradual decline of cities. In addition, under the “New Normal”, the national economic growth slows down, and all localities vigorously promote supply side structural reform to promote the transformation of new and old driving forces of the economy. Under such a background, it is more urgent for resource-based cities to break through difficulties and seek new space for urban and industrial development. Facing the dilemma of protecting cultivated land and ensuring development, the sustainable use of land has become a very sensitive and key issue in the transformation and sustainable development of resource-based cities.
       In recent years, although there have been many achievements in the study of real estate financial risk in China, they have been studied and discussed from different perspectives. There are four obvious differences between this book and the similar researches: first, the background of the times is different. At present, China’s economy is in the new normal of economic development and the new situation of adjustment and risk increase in the real estate market. This book adapts to the new background of major changes in the real estate market; second, the research field of vision is different. This book extends the research field to a broad sense of risk including real estate private finance; third, the focus of the study is different. This book puts forward a constructive and systematic target model of China’s real estate financial risk management in the future, as well as a set of targeted countermeasures and suggestions to achieve this target model; the four is the different theoretical viewpoints. The previous research basically follows the traditional theoretical paradigm, and the study of this book breaks through the shackles of traditional theory. For example, the book does not believe that risk and bubble are proportional relations, but rather has a phased feature.

前 言

资源型城市因大规模资源开发而兴起，为我国工业化、城镇化发展做出了突出贡献。由于资源分布的不均衡性，加上城市建设速度快、占地面积大等原因，资源型城市土地利用方式普遍比较粗放、效率不高，不利于土地资源的可持续利用与城市的长远发展。近年来，许多资源型城市面临资源日益枯竭、传统支柱产业开始衰败、城市逐渐衰落等问题。加上“新常态”下，全国经济增速放缓，各地大力推进供给侧结构性改革，促进经济新旧动能的转换。在这样的大背景下，资源型城市力求突破困境，谋求城市、产业发展新空间的紧迫性更加强烈。面对保护耕地与保障发展的“两难”局面，土地可持续利用成为资源型城市转型与可持续发展的一个非常敏感且关键的问题。
       关于对我国房地产金融风险问题的研究，近年来虽然也出现了不少成果，分别从不同角度进行了研究和探讨，本书与同类研究存在四个明显的差异：一是时代背景不同，当前我国经济处于经济发展新常态及房地产市场出现调整、风险增大的新形势下，本书适应了房地产市场重大转向的新背景；二是研究视野不同，本书将研究视野拓展到了包括房地产民间金融在内的广义风险；三是研究的重点不同，本书提出了具有建设性的比较系统的房地产金融风险管理的未来中国目标模式，以及要实现该目标模式，同时又提出了一整套有针对性的对策建议；四是理论观点不同，以往的研究基本上是遵循传统的理论范式， 而本书的研究则突破了传统理论的束缚，如本书认为风险与泡沫并不一定成正比例关系，而是具有阶段性特征等。